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Residential Mortgages

Residential Mortgage

Secure your dream home with Hylux Mortgage's expert residential and Non Residential Mortgage Solutions, tailored for UAE residents, expats, and investors. Our Residential Mortgage and Residential Loan options offer competitive rates, quick approvals, and personalized support. Embrace hassle-free homeownership apply today and build your legacy in the UAE.  

What is a Residential Mortgages?

A residential mortgages is a secured loan for purchasing, constructing, or renovating your primary home or investment property. Unlike commercial loans, it focuses on personal residences with competitive rates and flexible terms up to 25 years. Hylux Mortgage accesses 20+ UAE banks to find exclusive deals that save you time and money

Key Features and Benefits

Our residential mortgages prioritize affordability and simplicity.

  • Competitive rates based on profile and market.
  • Loan-to-value 80% for expats and 85% for UAE nationals.
  • Flexible tenures: 2-25 years with easy EMI options.

Build equity while enjoying tax-efficient homeownership in Dubai, Abu Dhabi, and beyond.

Eligibility Criteria

Qualify quickly with our streamlined assessment.

  • Age 21-65 (up to 70 for some cases).
  • Minimum salary AED 10,000+ (salaried/self-employed).
  • Credit score 600+; we handle complex cases.
  • Valid UAE residency/visa and complete property documents.

Hylux specializes in overcoming financing barriers for first-time buyers and investors.

Simple Application Process

  1. Free online eligibility check.
  2. Submit KYC, salary/proof, property details.
  3. Valuation, legal review, and bank matching.
  4. Instant pre-approval and dedicated advisor support.

Why Hylux Mortgage?

  • 10+ years UAE expertise; independent from banks.
  • Personalized service with exclusive negotiated terms.
  • End-to-end support: eligibility, legalities, best rates.
  • Dubai-based team for local market insights.

Ready to own? Get your free consultation today.

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