Mortgage For Non Residents in Dubai

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Mortgage For Non Residents in Dubai

Hylux Mortgage offers Mortgage For Non Residents in Dubai, helping overseas investors, NRIs, and international buyers secure property financing smoothly. With expert guidance and remote processing, clients can invest confidently in Dubai’s real estate market while also exploring tailored solutions such as our Residential Mortgage options for long-term property ownership.

What is a Non-Resident Mortgage?

A non-resident mortgage allows foreign nationals without UAE residency to purchase freehold properties in Dubai, Abu Dhabi, and other emirates, typically financing up to 50-60% of the property value over 15-20 years. These loans emphasize investor profiles, remote processing, and currency flexibility for global clients. Hylux Mortgage coordinates with international desks of UAE banks to deliver seamless overseas approvals.

Key Features and Benefits

Built for global investors targeting UAE real estate growth.

Variable rates, adjusted for non-resident risk.
Loan-to-value is 60% to 65% for ready properties, and 50% for off-plan.
Shorter tenures: 10-20 years with power of attorney options.
UAE residence visa holders are not eligible for Non-residential loans.

Capitalize on UAE's high rental yields and capital appreciation from abroad.

Eligibility Criteria

Geared toward strong international financials.

Overseas income proof (salary slips, bank statements).
Minimum annual income AED 25,000+ or equivalent.
Power of attorney is required if client is unable to come for transfer of property.

Hylux bridges cross-border documentation gaps effectively.

Simple Application Process

Submission of documents – passport, national ID and home country utility bill for address proof.
Income proof.
Bank statement 3- 6 months.
Property Documents.