UAE's Fast-Track to Mortgage Success. Get a Quote!

Commercial Property Mortgages

Commercial Property Mortgage Dubai

Secure the right financing with Commercial Property Mortgage Dubai solutions from Hylux Mortgage. We offer tailored funding options for investors and businesses purchasing offices, retail units, warehouses, and other income-generating properties across Dubai. Our experts also assist with Off Plan Mortgage Dubai options, helping you invest in upcoming projects with flexible mortgage plans.

What is a Commercial Property Mortgage?

A commercial property mortgage is a secured loan specifically for non-residential real estate used for business operations or investment. These loans support property purchases, expansions, or refinancing with higher loan amounts and terms up to 20 years. Hylux Mortgage leverages partnerships with top UAE banks to secure favorable rates and flexible structures for developers, SMEs, and high-net-worth investors.

Key Features and Benefits

Designed for commercial viability and growth.

  • Competitive rates from 4.5-6.5% (fixed/variable), reflecting property yield and risk.
  • Loan-to-value up to 75-80% based on property valuation and cash flow.
  • Tenures of 5-20 years with options for interest-only periods.
  • Fast processing: Pre-approval in 48 hours; closing in 10-21 days.

Maximize returns on assets in prime locations like Dubai Marina, Business Bay, or Jebel Ali.

Eligibility Criteria

We simplify approval for diverse business profiles.

  • Established business with 2+ years operations or individual investors.
  • Minimum annual turnover AED 1M+ or strong personal income.
  • Credit score 650+; flexible for established entities.
  • Detailed property appraisal, lease agreements, and business financials.

Hylux excels in structuring deals for complex commercial scenarios.

Simple Application Process

  1. Initial consultation and eligibility scan.
  2. Submit business docs, financials, and property details.
  3. Independent valuation, legal due diligence, and bank submission.
  4. Customized offer with ongoing support until funding.

Why Hylux Mortgage?

  • UAE market specialists with 10+ years negotiating bank terms.
  • Independent advice free from lender bias.
  • Comprehensive support: Feasibility studies to post-closing management.
  • Proven track record with retail, office, and industrial deals.

Contact us for your commercial financing needs today.

book an appointment

back top