Portfolio Consolidation
What is Portfolio Consolidation?
Portfolio consolidation merges several mortgages or loans across your real estate holdings residential, commercial, or mixed into one master facility with a lead bank. This reduces administrative burden, optimizes blended rates, and unlocks additional borrowing power based on total asset value. Ideal for investors with 3+ properties, it typically processes in 15-30 days while preserving individual property collateral.Key Features and Benefits
Unified control over diverse investments.
- Single EMI, one set of statements, and centralized servicing.
- Cross-collateralization boosts LTV 80% for expats and 85% for UAE nationals.
- Flexible drawdowns for new acquisitions or renovations.
Enhance returns and compliance in UAE's dynamic property landscape.
Eligibility Criteria
For established real estate investors.
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Minimum 2 properties required – no lower or upper value limit.
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Suitable for salaried individuals, investors, or business owners.
Hylux performs portfolio stress tests for bank readiness.
Why Hylux Mortgage?
- Investor specialists managing AED 100M+ consolidations yearly.
- Independent structuring beyond single-bank limits.
- Risk mitigation through diversified lender panels.
- Ongoing portfolio monitoring and refinancing advisory.
Consolidate smarter request your free portfolio review today.
